What are the benefits of the policy of universal life insurance?
Universal life insurance is the most popular insurance products. It has more advantages than disadvantages: The following children are at the forefront:
a) The premiums are at your discretion. You decide when and how much you will pay.
b) Your premiums remain the same throughout.
c) a portion of your premiums in cash accounts that earn interest tax free you.
d) The calculation of the cash value of your premiums. If you can not pay the premiums in the end.
e) You can get a loan (up to a certain percentage, and until certain premiums paid) of your insurance policy.
f) Your death benefit may be adjusted to increase or decrease, because it is convenient.
g) the surrender value is guaranteed.
c) Your cash value may increase, depending on your dividend. However, dividends are not guaranteed.
i) The premiums do not change.
Universal life insurance is the most popular insurance products. It has more advantages than disadvantages: The following children are at the forefront:
a) The premiums are at your discretion. You decide when and how much you will pay.
b) Your premiums remain the same throughout.
c) a portion of your premiums in cash accounts that earn interest tax free you.
d) The calculation of the cash value of your premiums. If you can not pay the premiums in the end.
e) You can get a loan (up to a certain percentage, and until certain premiums paid) of your insurance policy.
f) Your death benefit may be adjusted to increase or decrease, because it is convenient.
g) the surrender value is guaranteed.
c) Your cash value may increase, depending on your dividend. However, dividends are not guaranteed.
i) The premiums do not change.