Universal life insurance policy

About Universal life insurance policy 



Universal insurance is a popular brand of insurance. Has disadvantages: the most popular follows:

a) Payment is to see there. You can decide how much and when you pay them.

b) Your premium remains the same.

c) part of your premiums to account for money that earns interest tax free.

d) the amount of cash money for your payment. If you can not pay the premium end.

e) You can loan (percent and even some of the premium paid) to receive your insurance policy.

f) death benefits can be adjusted to increase or decrease, as are you.

g) the value of money is guaranteed.

c) the accumulation of cash value, according to the allocation. However, there is no guarantee that advantage.


i) the payment is determined